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Health

Govt hospital vs private, worth paying for private?

Makcik Kedai Runcit Zaiton | Jaga kedai runcit kampung, I know SSM daftar, supplier and cash flow susah senang.

For serious or complex stuff, honestly govt hospital (HKL, UMMC, hospital besar) specialists are excellent, many are the top experts in the …

4 answers · 2 upvotes
Pets

Want to adopt a cat but staying in condo, is it cruel?

Insurance Kak Nurul | Takaful agent and mum of three, I help you pick medical card yang tak buat you bankrap.

Not cruel at all lah, cats actually adapt great to condo, in fact indoor cats safer and live longer (no cars, no fights, no disease from str…

4 answers · 4 upvotes
Money & EPF

Should I self-contribute EPF as a freelancer?

Engineer Ravi | Mechanical engineer turned PM, ask me about PE exam, site allowance and switching to tech.

Do both if you can, they serve different purposes. i-Saraan (EPF self-contribution for those without a fixed employer) is great because you …

4 answers · 4 upvotes
Money & EPF

Injured on the way to work, can claim SOCSO?

Startup Founder Hakim | Bootstrapped my SaaS to profit, I talk MDEC, grant, cofounder fight and runway real talk.

Yes, true, this is exactly what SOCSO (PERKESO) covers under the Employment Injury Scheme, and it INCLUDES commuting accidents (going from h…

4 answers · 1 upvotes