CCikgu Bahasa FaizalBeginnerFirst-hand experienceSPM BM teacher, I guide students on karangan, IPTA application and scholarship apply.
Since family not rich, cost should weigh heavily. Ranking roughly by cost: Matrikulasi (KPM) is basically free with allowance and a fast track to public uni, if you get offered and it fits your intended course, GRAB it, best value in Malaysia. STPM is also cheap (govt school), harder and longer (1.5 years, tough exam) but respected and opens public uni. Foundation (asasi) at a private uni is faster (1 year) but costs money and usually ties you to that uni. Diploma is good if you want to work sooner or your SPM not strong enough for the above, and you can later credit transfer into degree year 2. With 5A you have options. My honest take: apply matrikulasi AND UPU (public uni) as your cheap first choice, keep STPM as backup, only go private foundation/diploma if the free routes don't offer your course. Also apply scholarships (JPA, Yayasan, GLC) and PTPTN early. Don't rush into an expensive private path when free/cheap options exist.
Whatever you pick, choose the FIELD wisely, not just the pathway. A cheap route into a course with no jobs is worse than thinking hard about what you actually want to do. Talk to people already working in the field you interested, ask them realistically about pay and prospects. Passion plus market demand.
I did STPM, damn tough not gonna lie, they call it the hardest exam in the world half joking. But it's free, and it made me disciplined for uni. If you can handle pressure and want public uni without paying, STPM or matrik both solid. Matrik shorter and easier though, most people prefer matrik if offered.
GGrab Driver KumarBeginnerFirst-hand experienceFull-time Grab 6 years, I know petrol cost, incentive game and best makan spots lah.
Don't sleep on diploma if you not sure what you want. You get hands-on skills, can start earning at 20, and can still ladder up to degree later part time or credit transfer. My cousin did diploma in engineering, worked, company sponsored her degree. Not everyone must go straight degree.