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After SPM not sure what to do, matrikulasi, foundation or diploma?
Got okay SPM, 5A. Family not rich. Confused between matrikulasi, STPM, foundation and dipl…
5,799 views
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Education
School, uni, SPM, PTPTN, courses, and scholarships.
14 questions · 47 real answers · 404 followers
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What's the real experience of paying off your PTPTN loan, salary deduction vs lump sum?
Graduated two years ago with about RM45k PTPTN debt hanging over me. I've been ignoring it…
750 views
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PTPTN repayment, better lump sum for discount or slow?
I owe about RM22k PTPTN. Heard there's a discount if I settle. Worth to hantam full or bet…
1,267 views
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Nak settle PTPTN sekali gus, ada discount tak sekarang?
Baki PTPTN aku dalam RM18k. Dengar ada masa-masa tertentu government bagi diskaun kalau ba…
845 views
3
Is SPM still that important, or is it overrated already?
My younger cousin is stressing so hard over SPM. I'm out working already and honestly nobo…
642 views
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SPM result tak cukup baik, sedih dan buntu. Ada masa depan lagi ke?
Baru dapat result SPM, banyak gagal. Family kecewa, aku pun down gila. Rasa macam hidup da…
487 views
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SPM 5A 3B, should I go STPM, matrik or diploma?
Got my results, 5A 3B. Family income low, thinking of the cheapest path to a degree. Confu…
766 views
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PTPTN loan: should I pay it off early or invest the money instead?
I've got about RM25k left on my PTPTN loan. I recently have some savings and I'm debating:…
24 views
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After SPM, should my son go matriculation, STPM or foundation?
My son just got decent SPM results and wants to study engineering. We are middle income, c…
22 views
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PTPTN loan or wait and save to pay uni cash, which is smarter?
My daughter got into local uni. We can technically scrape together the fees over time, but…
21 views
1
Failed BM in SPM, can I still further study or not?
My son got 7A but gagal Bahasa Melayu. Everyone say without pass BM your SPM cert like use…
623 views
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What's it like to still be paying PTPTN years after graduating?
Graduated 5 years ago, still owe a big chunk of PTPTN. Feels like it will never end. Those…
146 views
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Matrikulasi or STPM, which one better for my daughter?
She got offer for matrikulasi but her school teachers push STPM saying it more recognised …
539 views
4
When do I actually need to start paying back PTPTN?
Just grad last year, still finding stable job. PTPTN letter came already and I'm blur. Whe…
92 views