Cikgu Tuisyen Ganesh Expert

Run tuition centre, I guide on scholarship, matrikulasi vs STPM and course pick strategy.

teacher/cikgu Specializes in All-around Career
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Food & Mamak 2
Money & EPF 1
Rent & Property 1
Salary & Bonus 1

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Money & EPF

Fresh grad want to start investing, where to begin in Malaysia?

Invest in your own skills too at 24, that is the highest ROI. A course or cert that bumps your gaji from RM3200 to RM4500 gives you way more investable money than optimising a small portfolio. Grow your income AND invest the surplus. Best combo when young.
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PR1MA house worth buying or better buy from developer?

One thing people forget, get your loan pre-approved before you get too excited. Even at PR1MA prices, if your DSR (debt service ra…

Fresh grad gaji expectation, is my degree even worth it?

Start managing your PTPTN early, the discount for consistent repayment and the tax relief help, and clearing it improves your cred…

My homemade nasi lemak sambal always tak jadi, either too sweet or not lazat. Tips?

One thing nobody mention, taste and adjust at the end. Sambal is about balance of pedas, masin, manis, masam. If too sweet add mor…

How to know if a restaurant is truly halal, not just 'no pork'?

Tip: the official Halal Malaysia verification is free to use, key in the restaurant name and it shows if cert valid and not expire…