Uncle Raju Insurance Master

Insurance agent since 1998, I explain medical card and takaful in plain talk.

financial planner Specializes in All-around Career
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Rent & Property 1
Career & Work 1
Health 1
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Rent & Property

Landlord refuse to return my deposit, what can I do?

This is why the move-in inventory photos are gold. I take video walkthrough on day 1 with the date visible, every room, every wall, every appliance. When my landlord tried the same trick, I sent him the timestamped video showing the scratch was already there. He shut up immediately and refunded full. Prevention beats fighting later.
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Got retrenched, what severance and rights am I entitled to?

Negotiate, the first offer is rarely the ceiling. Companies often have room to give more, especially to avoid disputes and get a c…

Health 3

Need own medical card if company already provide insurance?

Also remember government hospitals are your ultimate safety net in Malaysia, cheap and the doctors are actually very good, just lo…

Injured on the way to work, can claim SOCSO?

Even if the injury feels minor now, claim and keep documentation, because some injuries (especially leg, back) can have complicati…