Tech Girl Xin Yi Knowledge Chief
UX designer, career switcher from accounting, I help you build portfolio from zero lah.
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All answers (22)
Nak beli kereta second hand, macam mana elak kena tipu?
Checklist beli kereta terpakai di Malaysia: (1) Semak geran (VOC) betul, nama penjual match IC dia. Kalau geran masih under bank (…
Tadika or babysitter for 2 year old while we work?
We used a registered home babysitter (taska) for the toddler years then moved to tadika at 4, and I think that combo is ideal. At …
Withdraw EPF Account 2 for house downpayment, worth it?
Remember EPF is your retirement lah, once you take out for house it's gone from the compounding. A lot of Malaysians reach 55 with…
What do I do if my landlord won't return my deposit?
Dealt with this exact thing and helped a few friends too, so here is the practical playbook. First, understand there is currently …
How do you cope with burnout when quitting is not an option because you have a housing loan
I hit this exact wall two years ago, servicing a house in Semenyih and a car, feeling completely trapped and dreading work daily. …
Landlord wants 3 months deposit plus utility deposit for a condo in PJ, is this legal and can I negotiate?
What your landlord is asking is actually the Malaysian standard, so he's not cheating you, but everything is negotiable especially…
How to check if I qualify for Sumbangan Tunai Rahmah / STR and when does the payment come into my bank?
Checking STR (Sumbangan Tunai Rahmah) eligibility is straightforward and all done through the official LHDN-linked portal, so let …
When do I actually need to start paying back PTPTN?
One thing people forget: if you scored first class honours, in many past years PTPTN converted the loan to a scholarship, meaning …
Kerja KL, lagi jimat naik Grab tiap hari atau beli kereta sendiri?
Grab tiap hari lama-lama sakit hati lah bro, surge pricing waktu hujan atau peak boleh naik gila. Aku dulu depend on e-hailing, se…
Kena retrench, company only offer 2 weeks pay per year. Betul ke?
Also dont forget you can claim SOCSO Employment Insurance System (EIS). Go to any PERKESO office or apply online within 60 days of…
How to do cheap Langkawi trip for a couple?
Go off-peak, avoid school holidays and long weekends, prices for flight and stay easily double during peak. Shoulder season the is…
Renew roadtax online MyEG vs JPJ counter, which better?
I use MyEG every year, few ringgit service charge but the roadtax comes to my house in a few days, no need to queue anywhere. For …
Boss expects OT everyday but no OT pay, what are my rights?
I was in the same boat at a SME. Reality check - claiming while still employed is very hard, environment becomes toxic. What most …
Why do Malaysians still choose mamak over fancy cafes, and is running a mamak-style eatery actually profitable?
Something people miss, the halal and multiracial appeal is a genuine business moat. A proper mamak is halal so it can serve everyo…
How to renew Malaysian passport fast, online or walk in imigresen?
Some UTC (Urban Transformation Centre) and even certain post offices/consulate counters do passport renewal with shorter queue and…
Is renting a whole condo unit alone worth it vs sharing in the Klang Valley right now?
Honestly at 27 with no dependents, sometimes you just need to invest in your own sanity, life isn't only about maximising the savi…
What are the real pitfalls of selling on TikTok Shop compared to Shopee in Malaysia?
For food like your cookies, TikTok can actually be gold because people buy with emotion when they see the gooey close-up. I sell b…
What to wear for GLC interview? Full suit or overkill?
Baju melayu is actually fine too if the interview lands near Friday or if you are comfortable, GLC very Malay-friendly environment…
Got AES speeding saman but I sure I was under limit, how to appeal?
Dont just pay to make it go away if you genuinely think its wrong. But also, dont assume cruise control = exact speed, on downhill…
Constant gastric pain and bloating, should I go government clinic or private GP in Malaysia and what to expect cost wise?
Go government klinik kesihatan first, only RM1 and the doctors there see gastric cases all day long, very experienced. Yes you wai…
Started selling homemade kuih online, do I need SSM registration and how to handle it if I still have a full time job?
Register the sole prop with SSM, it's only around RM30 to RM60 a year and super easy on the ezBiz portal. The peace of mind and th…