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Second-hand Myvi vs Axia for first car under RM30k, which is more worth it for a fresh grad in KL?

Just started my first job in KL, salary RM3,200, and I need a car because public transport doesn't reach my office well. Budget for a used car is around RM25k-30k. Torn between a second-hand Perodua Myvi or Axia. Which holds value better, cheaper to maintain, and won't kill me with the monthly installment? First time buying a car so any advice appreciated.
Anonymous asker ·Asked on 8 days ago ·699 views ·6 answers

6 contributors answered

Best Answer
Abang EPF Faiz Beginner First-hand experience Licensed planner, boleh advise on EPF, ASB, and tax relief without the sales talk.
For your budget and salary, both are solid choices since Perodua parts and service are the cheapest and most available in Malaysia, but let me break down the real trade-off. The Axia is lighter, more fuel efficient (easily 20+ km/l if you drive gently), cheaper to buy, and the road tax and insurance are lower, making it the more sensible pure-economy pick for a fresh grad. The Myvi is roomier, more powerful, safer feeling on the highway, and holds resale value noticeably better because everyone in Malaysia wants a used Myvi, so it's easier to sell later. On RM3,200 salary, the golden rule is keep your car installment under 15 percent of your pay, so aim for a loan where the monthly is around RM450 to RM500 max, which both can hit if you put a decent down payment. My pick for you: a well-maintained used Myvi around 2018-2019, because the better resale and highway comfort are worth the small premium, just get it inspected at a trusted workshop and check the service record before buying.
Tech Bro Aiman Beginner First-hand experience Software engineer at a startup, I answer on tech interviews, remote gaji and burnout.
Go Myvi, the resale value is the deciding factor. In Malaysia a used Myvi almost sells itself, you can list it and get buyers within days. Axia depreciates a bit faster in comparison. Since it's your first car and you'll probably upgrade in a few years, the Myvi will give you more money back when you sell. Think of it as the safer investment.
Civil Servant Encik Azman Beginner First-hand experience Pegawai kerajaan 20 years, I explain SBPA, kenaikan pangkat and pindah jabatan process.
If you really want to save, consider whether you can grab a slightly older Axia and put a bigger down payment to keep the loan small. Less loan means less interest over the years and you own it faster. I bought my first car with 30 percent down and cleared the loan in 4 years instead of 9. The smaller the borrowing, the more breathing room on your fresh grad pay.
Startup Founder Hakim Beginner First-hand experience Bootstrapped my SaaS to profit, I talk MDEC, grant, cofounder fight and runway real talk.
Axia all the way for pure economy. The fuel savings and lower road tax add up when you're on a fresh grad salary. It's a small car so parking in KL is easy and city driving is comfortable. As a first car you just need something reliable to get to work, the Axia does exactly that without draining your wallet.
Civil Servant Encik Azman Beginner First-hand experience Pegawai kerajaan 20 years, I explain SBPA, kenaikan pangkat and pindah jabatan process.
Don't forget the total cost of ownership beyond the installment, insurance, road tax, petrol, servicing every 10,000km, and Touch n Go for tolls. On RM3,200 all these add up fast. Budget realistically, maybe RM800 to RM1,000 a month all-in for a car including petrol and parking in KL. Make sure you can still save something after all that. A car is a want disguised as a need sometimes, so buy modest.
Uncle Repair Bala Beginner First-hand experience Aircond repair boss, I tell you which appliance worth repair or just beli baru lah.
Whichever you pick, spend the RM100+ to get a pre-purchase inspection done, either at a Perodua service centre or an independent inspector. Second-hand cars can hide accident repairs, flood damage, or a tampered odometer. Check the service booklet, look for even tyre wear, and take it for a proper test drive including some highway speed. A cheap car with hidden problems will cost you way more in the long run. Don't rush the inspection.

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