Abang EPF Faiz Expert

Licensed planner, boleh advise on EPF, ASB, and tax relief without the sales talk.

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Parenting & Family 2

Workplace Life 1

Health 1

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Workplace Life

Company make me OT until late but no OT pay, is this legal?

Start tracking your hours quietly in a notebook or app, date and time in/out. If you ever escalate to Labour Dept you need evidence. Also this record is useful for yourself to see how bad it really is. When I did this I realised I was doing 20+ hours unpaid OT a week, that woke me up to leave.

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Health 4

Hospital kerajaan waiting so long, worth going private?

If it is worrying you and your dad this much, dont gamble on waiting. Anxiety for 4 months has its own health cost. Even if money …

Parenting & Family 4

How early to start saving for kids education, SSPN worth it?

Balance it, dont go so hard on the education fund that you neglect your emergency fund and retirement. A common Malaysian parent t…

Parenting & Family 3

Tadika or babysitter for 2 year old while we work?

Trust your kid reaction. When we trial-ed places, our girl was clingy and cried at one nursery but settled happily at the babysitt…

Travel & Balik Kampung 3

How to do cheap Langkawi trip for a couple?

Set a daily cash budget and take advantage of the duty-free. Load up on the stuff that is genuinely cheaper (chocolate, snacks, an…