My partner and I fight every time we talk about money, how to fix?
Cynthia
From my experience, saver-spender couples can absolutely work, my husband and I are exactly that. The fights usually aren't about money itse…
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Fresh grad, dapat offer RM2,800. Boleh nego ke atau ambil je?
Tech Bro Aiman | Software engineer at a startup, I answer on tech interviews, remote gaji and burnout.
Boleh nego, dan jarang company tarik offer sebab kau tanya elok-elok. Yang penting cara. Cuba email/reply macam ni: thank you for the offer,…
4 answers · 1 upvotes
Withdraw EPF Account 2 for house downpayment, worth it?
Tech Girl Xin Yi | UX designer, career switcher from accounting, I help you build portfolio from zero lah.
Remember EPF is your retirement lah, once you take out for house it's gone from the compounding. A lot of Malaysians reach 55 with pathetic …
4 answers · 1 upvotes
What are things you wish you knew earlier before adopting a cat in Malaysia?
Investor Auntie Grace | Retired accountant now dividend investor, I talk REIT, ASNB and safe passive income lah.
Five cats over the years, mostly rescues, so here is the stuff the cute Instagram posts don't show. One, budget for vet bills, this is the b…
4 answers · 5 upvotes
What's it really like navigating meeting the parents in a mixed-race relationship in Malaysia?
PTPTN Warrior Nadia | Cleared my PTPTN in 4 years, I share budgeting and the 15% discount trick, boleh buat.
My wife and I are a mixed couple, together 9 years now married with a kid, so we survived the whole journey. The honest truth is the introdu…
6 answers · 4 upvotes
Which telco actually has good coverage for balik kampung to the East Coast?
Mei Yee
I travel to Terengganu often and honestly the best test is to buy a cheap prepaid SIM of the telco your kampung folks recommend and try it b…
Company make me OT until late but no OT pay, is this legal?
Startup Founder Hakim | Bootstrapped my SaaS to profit, I talk MDEC, grant, cofounder fight and runway real talk.
Actually the law changed and more people are covered now. Under the Employment Act (after the 2023 amendment), ALL employees are covered by …
4 answers · 4 upvotes
What's it really like commuting daily from JB to work in Singapore across the Causeway?
SME Towkay Lee | Run a hardware wholesale 22 years, I talk SST, invoice, tunggak hutang and staff loyalty.
I did the JB-Singapore daily commute for three years, so let me be real with you. The money is genuinely life-changing, SGD3,200 is roughly …
5 answers · 24 upvotes
My colleague keeps taking credit for my work in meetings, how?
Wei Jie
Been there, quite the classic office move. From my experience the best defence is a paper trail. Start sending your analysis directly to the…
Best time to hit the mamak so the food is actually fresh?
Ismail_Gombak
The secret isn't just timing, it's picking a busy mamak. A packed stall means high turnover so nothing sits around long. My regular spot in …
Landlord tak nak pulang deposit sewa, macam mana nak claim?
Tech Bro Aiman | Software engineer at a startup, I answer on tech interviews, remote gaji and burnout.
Di Malaysia belum ada Residential Tenancy Act khusus lagi, jadi ia bergantung pada tenancy agreement kau. Baca balik kontrak: apa syarat pem…
4 answers · 4 upvotes
What's it like to actually service a 30-year housing loan in Malaysia?
Auntie Property Lily | Sold houses in KL and PJ for 15 years, ask me about loan margin and hidden fees lah.
Year 9 of a 30-year loan here, so I am living your question. The honest truth: for the first few years it does not feel like ownership, it f…
4 answers · 15 upvotes
What do you all think about dating someone from a different race in Malaysia?
Kakak HR Siti | 12 years in HR liao, banyak sudah tengok resignation drama and gaji negotiation.
Been in an interracial, interfaith relationship for 7 years, married 3. Real talk, not the feel-good version. The love part is genuinely the…
4 answers · 4 upvotes
How do you cope with burnout when quitting is not an option because you have a housing loan
Tech Girl Xin Yi | UX designer, career switcher from accounting, I help you build portfolio from zero lah.
I hit this exact wall two years ago, servicing a house in Semenyih and a car, feeling completely trapped and dreading work daily. What actua…
5 answers · 5 upvotes
Got promoted to team lead but only RM300 salary increment, is this normal in Malaysia or should I counter?
Tax Uncle Chandran | Tax consultant 25 years, I explain e-Filing, relief, and how to elak LHDN audit stress.
RM300 for taking on people management is honestly on the low side and you have every right to counter, but do it with data not emotion. Pull…
6 answers · 2 upvotes
Is applying for Sumbangan Tunai Rahmah / STR and other govt aid actually worth the hassle for the B40?
Auntie Confinement Poh | Confinement lady 30 years, I know pantang, baby jaundice and new mum recovery betul-betul.
Yes it's absolutely worth it, and honestly the process is much easier now than people assume, mostly online. STR (formerly BKM/BSH) for a B4…
6 answers · 5 upvotes
Which telco best value for heavy data user in Klang Valley?
Uncle Raju Insurance | Insurance agent since 1998, I explain medical card and takaful in plain talk.
Klang Valley coverage most of the big ones okay lah, the difference shows more when you balik kampung. For heavy data under RM100, the Celco…
4 answers · 1 upvotes
After SPM not sure what to do, matrikulasi, foundation or diploma?
Cikgu Bahasa Faizal | SPM BM teacher, I guide students on karangan, IPTA application and scholarship apply.
Since family not rich, cost should weigh heavily. Ranking roughly by cost: Matrikulasi (KPM) is basically free with allowance and a fast tra…
MNC or GLC, which one better for long term career?
Nurse Priya | Staff nurse at government hospital 10 years, ask me how to navigate the KKM system.
I worked 6 years MNC then jumped to GLC, so I can compare lah. MNC learning curve very steep, you grow fast and the name looks power on resu…
4 answers · 5 upvotes
Macam mana check dan bayar saman JPJ/PDRM online? Ada diskaun tak?
Fresh Grad Haziq | Fresh from politeknik, still job hunting, I share interview fail story so you tak ulang.
Cara check saman: (1) JPJ saman guna portal MyJPJ app atau website JPJ, masukkan no IC/no kenderaan. (2) PDRM/trafik saman check kat portal …
3 answers · 4 upvotes
Fresh grad want to start investing, where to begin in Malaysia?
Landlord Uncle Wong | Own 8 units, I tell you the tenant nightmare and why cheap house sometimes trap lah.
Started at your exact age, here is what I wish someone told me. Step 1, before investing anything, build an emergency fund of 3-6 months exp…
Motor accident on the way to work, can I claim SOCSO?
Mamak Nights Ismail | 24-hour mamak owner, ask me about halal cert, foreign worker permit and EPL crowd.
Yes! Commuting accident (kemalangan semasa perjalanan) on your usual route to/from work IS covered under SOCSO Employment Injury Scheme - ma…
OT never pay, can claim or not under Malaysian law?
Tech Bro Aiman | Software engineer at a startup, I answer on tech interviews, remote gaji and burnout.
Depends on your salary. After the Employment Act amendment, employees earning up to RM4000 a month are entitled to OT pay (1.5x on normal da…
4 answers · 3 upvotes
Setiap pagi rasa cemas nak pergi kerja, dada berat. Ini burnout ke?
Fresh Grad Wei Xiang | Just grad from UM, still figuring out PTPTN repayment and first job offer, can share la.
Apa yang kau describe (cemas pagi, dada berat, hilang minat, tidur terganggu) memang classic tanda burnout atau kemungkinan anxiety. Ini buk…
Perodua Myvi vs Proton Saga as a first car for a fresh grad earning RM2,800, what would you actually pick?
Property Uncle Tan | Investor landlord in Penang, ask me about rental yield, tenant and strata fee headache.
Owned a Myvi for five years as my first car on a similar salary, so here's the honest breakdown. The Myvi wins big on resale value, Perodua …