Should I disclose that I have other job offers during an interview?
Marcus_Subang
I've done this and it can work if handled with tact, not arrogance. Instead of bragging 'I have two offers so hurry up', frame it around tim…
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Nak settle PTPTN sekali gus, ada discount tak sekarang?
Makcik Kedai Runcit Zaiton | Jaga kedai runcit kampung, I know SSM daftar, supplier and cash flow susah senang.
Discount PTPTN ni datang-datang, biasanya announce masa bajet atau sempena event tertentu, tak permanent. Dulu ada 10-15% untuk full settlem…
3 answers · 1 upvotes
Wedding budget blowing up, how to tell parents we can't afford a 500-guest dinner
Serena
We faced the exact same tug-of-war. My advice: don't say a flat 'we can't afford it', instead present your priorities and a plan. We showed …
Is switching from a postpaid telco to a cheaper MVNO / prepaid plan actually worth it in Malaysia?
Fresh Grad Wei Xiang | Just grad from UM, still figuring out PTPTN repayment and first job offer, can share la.
I switched from a RM98 big-telco postpaid to a RM35 MVNO plan two years ago and saved over RM750 a year with almost no downside, but let me …
6 answers · 3 upvotes
Is it worth moving to Singapore for work, or better to just stay in Malaysia?
Property Newbie Jason | Just bought my first rumah, still shell-shock from S&P and legal fee, I share the mistakes.
Worked in Singapore for 6 years then chose to come back, so I have seen both the appeal and the reality. On paper the salary multiple looks …
4 answers · 1 upvotes
My partner and I fight every time we talk about money, how to fix?
Cynthia
From my experience, saver-spender couples can absolutely work, my husband and I are exactly that. The fights usually aren't about money itse…
Doing intermittent fasting as a Malaysian foodie, how to not lose my mind?
Serena_Ampang
As a fellow foodie, IF worked for me because it doesn't tell you WHAT to eat, just WHEN, which suits our food culture better than restrictiv…
Should I use EPF Account 3 (Akaun Fleksibel) for emergencies or leave it?
Zaki_Ampang
I withdrew a bit from Akaun Fleksibel last year to clear a high-interest credit card debt, and honestly for THAT purpose it made sense becau…
Best time to tapau at a mamak without waiting forever, and how to order roti telur banjir like a regular?
Auntie Ah Moi | Grandma of five, confinement, baby colic and daycai choosing I banyak pengalaman lor.
Ah, the mamak game, let me put you on properly. Timing-wise, avoid the peak windows: breakfast 8-9.30am, lunch 12.30-2pm, and the big one, f…
Nak beli kereta second hand, macam mana elak kena tipu?
Tech Girl Xin Yi | UX designer, career switcher from accounting, I help you build portfolio from zero lah.
Checklist beli kereta terpakai di Malaysia: (1) Semak geran (VOC) betul, nama penjual match IC dia. Kalau geran masih under bank (belum sett…
3 answers · 1 upvotes
SOCSO/PERKESO claim for accident on the way to work?
Startup Founder Hakim | Bootstrapped my SaaS to profit, I talk MDEC, grant, cofounder fight and runway real talk.
Yes, this is exactly what SOCSO (PERKESO) covers, it's called a commuting accident under the Employment Injury Scheme, an accident during th…
4 answers · 2 upvotes
After SPM not sure what to do, matrikulasi, foundation or diploma?
Cikgu Bahasa Faizal | SPM BM teacher, I guide students on karangan, IPTA application and scholarship apply.
Since family not rich, cost should weigh heavily. Ranking roughly by cost: Matrikulasi (KPM) is basically free with allowance and a fast tra…
Should I withdraw my EPF Account 2 to pay off my debt?
Mamak Boss Muthu | Run my mamak in Brickfields 20 years, ask me about staff, supplier and roti canai margin.
Financial planning is my job, so let me give you the framework, not just an opinion. First, compare interest rates. Credit card debt in Mala…
4 answers · 2 upvotes
How to survive daily KL jam commute without going gila?
HR Lady Farah | Recruiter for MNC, I know what makes your resume masuk tong sampah, no sugarcoat.
Kajang to city, the MRT is your friend, seriously consider park-and-ride. What worked for me on a similar route: drive to the nearest MRT/LR…
4 answers · 1 upvotes
Should I take the free government health screening or pay for private?
Gopal
From my experience, at 40 getting screened is a great move regardless of where. If you qualify for PeKa B40 (for eligible B40 aged 40 and ab…
Interviewer asked why I have a 1-year gap in my resume, how to answer?
Sara_PJ
Been there, I had a 14-month gap after my confinement plus caring for my newborn. What worked for me was being honest but brief: 'I took tim…
Matrikulasi or STPM, which one better for my daughter?
Auntie Ah Moi | Grandma of five, confinement, baby colic and daycai choosing I banyak pengalaman lor.
Both are valid, depends on the child. My daughter did matrikulasi and my son did STPM, so I saw both. Matrikulasi is one year (some streams …
Boleh keluarkan duit EPF Akaun 3 tapi berbaloi ke?
Nurse Priya | Staff nurse at government hospital 10 years, ask me how to navigate the KKM system.
Akaun 3 (Akaun Fleksibel) memang design untuk emergency, tapi jangan jadikan tabiat lah. I pernah keluar RM1,500 masa cash flow ketat, prose…
3 answers · 4 upvotes
Mak mertua interfere in my marriage, husband always take her side
Kakak Bank Suhaila | Ex-loan officer, I explain DSR, CCRIS, CTOS and why your loan kena reject.
The real issue here is not your mak mertua, it is your husband not standing as a team with you. I learned this the hard way. No matter how y…
Is going to a private hospital worth it, or just tahan at govt hospital?
Freelancer Kak Mimi | Freelance designer 8 years, I talk client deposit, invoice lambat bayar and SOCSO self.
Worked in healthcare for years, seen both systems up close, so here is a practical way to decide. Govt hospitals in Malaysia have genuinely …
4 answers · 1 upvotes
Offered a job in Singapore, is the higher pay worth leaving family in JB?
Kavin
I did the JB-Singapore commute for three years. The money is real and it helped me support my family and save fast, thanks to the exchange r…
Want to start selling food online but scared about SSM, tax and halal stuff
Amir
From my experience starting a home food biz, start simple and legal. Register a sole proprietorship with SSM, it's cheap (around RM30-60 a y…
Confinement lady RM4500 for a month, worth it or waste money?
Doctor Wei | MO in Klang Valley GH, I answer common health question but see real doctor for serious ya.
Hired one for our first, and honestly it was worth every sen FOR US. Here is the real value: newborn sleep is brutal, both parents zombie, a…
4 answers · 2 upvotes
Thinking of returning to Malaysia after years abroad, will I regret the pay cut?
Nurse Kak Long Hamidah | Community nurse, I answer on clinic kesihatan, vaccine jadual and elderly care di rumah.
Came back after 8 years, here's my honest reflection. The pay cut is real, don't sugarcoat it, headline salaries here are lower. But you mus…
3 answers · 4 upvotes
For minor illness, better go company panel clinic or klinik kesihatan?
Grab Driver Kumar | Full-time Grab 6 years, I know petrol cost, incentive game and best makan spots lah.
Panel clinic all the way for minor stuff lah - free with your medical card, fast, no long queue, and you get MC easily if you need to rest. …
3 answers · 3 upvotes