Kakak Bank Suhaila Knowledge Chief
Ex-loan officer, I explain DSR, CCRIS, CTOS and why your loan kena reject.
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All answers (18)
Cheapest and safest way to send money back to Malaysia from overseas?
Good that you avoiding runners, those unlicensed money changers can vanish with your money and it's illegal. Legit cheaper options…
What's it like working in Singapore as a Malaysian and commuting daily from JB?
Did the JB to Singapore daily commute for almost 3 years, so let me paint the real picture, not the earn SGD spend RM fantasy. The…
Work in Singapore worth it for the SGD or too tiring?
Commuted from JB to SG for years, so real talk. The money is genuinely life-changing because of the exchange rate, SGD earned and …
Working in Singapore worth it after high cost of living?
Worked in SG for years, real talk. The maths only works if you're disciplined and ideally can save aggressively. Big factors: (1) …
Mak mertua interfere in my marriage, husband always take her side
The real issue here is not your mak mertua, it is your husband not standing as a team with you. I learned this the hard way. No ma…
Burnout from corporate job, how do you all cope?
Been there, corporate burnout is real even when it's "not clinical depression". First, please don't dismiss it, chronic exhaustion…
Want to adopt a cat but condo says no pets, how?
Two separate permissions matter here: your LANDLORD and the condo MANAGEMENT (house rules). Even if management technically bans pe…
What's it like going through multiple interview rounds for a GLC job in Malaysia
Bring your original certs and a lot of patience. The panel interview can feel intimidating with everyone staring at you, but they'…
Age 32, want to switch to tech from admin. Too late ah?
Before paying RM10k+ for a bootcamp, check HRD Corp claimable courses (if your company registered) or the free/subsidised programs…
Switching from Maxis to a cheaper prepaid but want to keep my number, does MNP port still take long in Malaysia?
Very smooth now, I ported last month and it took less than a day. The only annoyance is that short downtime window when your old S…
Thinking of returning to Malaysia after years abroad, will I regret the pay cut?
Balik for good 3 years ago, no regret about the family part, got to be there for my dad's health issues, that alone worth everythi…
First job interview at a GLC in KL, do I need to wear full suit and tie or smart casual can already?
Depends on the GLC actually. Banking side GLCs like the ones under Khazanah tend to be more formal, so tie is expected. But if it'…
What's it really like navigating meeting the parents in a mixed-race relationship in Malaysia?
For us the food and festivals were the bridge that thawed everything. My family was cold at first, but the turning point was when …
What should you actually do after a minor car accident in Malaysia so you don't get cheated on the claim?
Know the difference between own-damage claim and third-party claim because it affects your NCD (No Claim Discount), which can be w…
Constant gastric pain and bloating, should I go government clinic or private GP in Malaysia and what to expect cost wise?
Honestly your problem sounds very lifestyle-driven, shift work plus mamak supper is a classic combo for gastric. Before spending o…
Is SPM still that important, or is it overrated already?
It genuinely depends entirely on the path your cousin wants to take, and that is the nuance people miss when they argue about it. …
How to answer "what is your expected salary" without lowballing myself?
Rule of thumb bila switch job, ask for 20-30% more than current. You at RM4000 so aim RM4800-5200. Companies expect this when you …