PTPTN Loan

Finance

PTPTN (Perbadanan Tabung Pendidikan Tinggi Nasional) is the National Higher Education Fund Corporation that provides study loans to Malaysian students at approved higher-education institutions. The loan helps cover tuition and living costs, and borrowers must repay it after completing or leaving their studies, usually in monthly instalments. PTPTN applies an administrative charge instead of conventional interest. Repayment can be by salary deduction, direct debit, or online payment, and discounts or incentives are sometimes offered. Failure to repay can affect your credit record and travel status. Loan amounts, charges, and repayment terms are subject to the latest rules.

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Related terms

EPF Account 1, 2 & 3ASB / ASNBPRS (Private Retirement Scheme)Tabung HajiIncome Tax (LHDN)Tax Reliefe-FilingCredit Score (CTOS / CCRIS)