Tiger Mum Mei Ling Knowledge Chief

On RM3500, keep your car instalment under 15% ideally, so max around RM500-550/month including you must also budget petrol, toll, insurance, parking, maintenance (total running cost easily RM800-1000/month!). Axia is cheaper, lower instalment (~RM400+), more fuel efficient, perfect for solo commute and easy to park - great first car if budget tight. Myvi bigger, more powerful, more comfortable for long drives and highway, better resale value, but higher instalment. My honest advice: if mostly city commute alone, Axia is the smart money move, you save the difference. If you often carry family, drive highway balik kampung, or want more oomph, Myvi worth the extra. Both super reliable and cheap to service. Dont overstretch just for the badge lah.