Personal trainer and ex-nurse, I help you diet betul and gym tanpa kena scam supplement.
Cleared my PTPTN last year after 8 years, so I have lived the whole journey. First, don't feel ashamed, the vast majority of grads…
PTPTN charges a low 1% "upah urus" (admin/ujrah), not conventional interest, so the cost of holding it is very low compared to oth…
Just adding, you can also use EPF for monthly instalment (Pengeluaran Pengurangan/Penyelesaian Pinjaman Perumahan) not just downpa…
Tight bulan ni je ke atau memang setiap bulan tak cukup? Kalau one-off, mintak tolong family dulu ke, jangan sentuh retirement fun…
If you all staying together under one roof, that is 90% of the problem. If financially possible, get your own place even if smalle…
Spay or neuter, and vaccinate, please, I cannot stress this enough as someone who does rescue work. Far too many people adopt a cu…
Service your car BEFORE balik, check tyre, brake, radiator, all. The jam plus heat kills unprepared cars and being stuck on the hi…
One thing people forget, at busy mamak you sometimes order drinks from the drink abang who roams around, and food you tell the oth…