Is it normal to get zero bonus even when company made profit?
Chong
From my experience, unless your employment contract specifically guarantees a bonus (some state a contractual bonus or fixed 13th month), bo…
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Offered a job in Singapore, is the higher pay worth leaving family in JB?
Jason_JB
I've commuted from JB to Singapore for 4 years, so let me be honest. The SGD salary converted to RM is life-changing, no doubt, my savings g…
Should I send my 4-year-old to expensive private kindergarten or normal tadika?
Melissa
From my experience with two kids, you're overthinking the 'starting line' pressure, that's marketing talk that stresses parents. At age 4, w…
PTPTN repayment, better lump sum for discount or slow?
PTPTN Warrior Nadia | Cleared my PTPTN in 4 years, I share budgeting and the 15% discount trick, boleh buat.
Do the comparison properly. PTPTN charges a relatively low "ujrah" (around 1 percent, much lower than commercial loans), and they periodical…
What's it like to rent a room in KL for the first time, any tips?
Civil Servant Encik Azman | Pegawai kerajaan 20 years, I explain SBPA, kenaikan pangkat and pindah jabatan process.
Rented rooms in KL for 5 years across 4 units, so learn from my kena. Standard deposit is usually 2 months rental plus half month utility de…
4 answers · 1 upvotes
Is going to a private hospital worth it, or just tahan at govt hospital?
Freelancer Kak Mimi | Freelance designer 8 years, I talk client deposit, invoice lambat bayar and SOCSO self.
Worked in healthcare for years, seen both systems up close, so here is a practical way to decide. Govt hospitals in Malaysia have genuinely …
4 answers · 1 upvotes
Is applying for Sumbangan Tunai Rahmah / STR and other govt aid actually worth the hassle for the B40?
Auntie Confinement Poh | Confinement lady 30 years, I know pantang, baby jaundice and new mum recovery betul-betul.
Yes it's absolutely worth it, and honestly the process is much easier now than people assume, mostly online. STR (formerly BKM/BSH) for a B4…
6 answers · 5 upvotes
Constant acid reflux from too much mamak and kopi, anyone fixed this?
Aiman_Wangsa
Ya lor, classic Malaysian sales guy problem, I had the exact same thing. What actually helped me: I stopped eating anything within 3 hours o…
SPM result tak cukup baik, sedih dan buntu. Ada masa depan lagi ke?
Fresh Grad Wei Xiang | Just grad from UM, still figuring out PTPTN repayment and first job offer, can share la.
Dengar sini, SPM bukan penentu seluruh hidup kau. I kenal ramai orang yang SPM biasa-biasa je tapi sekarang berjaya. Options kau masih banya…
4 answers · 4 upvotes
Employer wants me to sign resignation letter or be sacked, is this legal?
Vincent
From my experience, do NOT sign anything on the spot under pressure. Forcing you to resign under threat can amount to 'constructive dismissa…
Should I take the free government health screening or pay for private?
Gopal
From my experience, at 40 getting screened is a great move regardless of where. If you qualify for PeKa B40 (for eligible B40 aged 40 and ab…
Touch n Go RFID keep failing at toll, switch back to SmartTAG?
Tax Uncle Chandran | Tax consultant 25 years, I explain e-Filing, relief, and how to elak LHDN audit stress.
RFID failing is usually one of a few fixable things. First, check your TNG eWallet balance and that auto reload (GO+ or reload) is on, most …
Hospital kerajaan waiting so long, worth going private?
HR Lady Farah | Recruiter for MNC, I know what makes your resume masuk tong sampah, no sugarcoat.
What we do in my family, use both smartly. For the FIRST consultation and diagnosis where speed matters (to know what you are dealing with),…
4 answers · 2 upvotes
Want to adopt a cat but condo says no pets, how?
Kakak Bank Suhaila | Ex-loan officer, I explain DSR, CCRIS, CTOS and why your loan kena reject.
Two separate permissions matter here: your LANDLORD and the condo MANAGEMENT (house rules). Even if management technically bans pets in the …
Landlord wants to keep my whole 2-month deposit for normal wear and tear
Aaron
From my experience renting in the Klang Valley, normal wear and tear should not be deducted, only actual damage you caused. Repainting after…
How do you handle sending your kid to a Chinese primary school when you yourself can't read Chinese
Makcik Kek Aidah | Home baker turned kek order boss, I share cost per slice, delivery and repeat customer tips.
We sent both our kids to SJKC and neither my wife nor I are strong in Chinese, so I feel you completely. The first two years are the hardest…
5 answers · 2 upvotes
How to answer expected salary in interview without lowball myself?
Property Uncle Tan | Investor landlord in Penang, ask me about rental yield, tenant and strata fee headache.
Never give a single number, give a range and always anchor higher. I usually say something like "based on my research for this role and my e…
4 answers · 5 upvotes
What's it really like commuting daily from JB to work in Singapore across the Causeway?
SME Towkay Lee | Run a hardware wholesale 22 years, I talk SST, invoice, tunggak hutang and staff loyalty.
I did the JB-Singapore daily commute for three years, so let me be real with you. The money is genuinely life-changing, SGD3,200 is roughly …
5 answers · 24 upvotes
Want to sell nasi lemak from home, where to start and licensing?
HR Lady Farah | Recruiter for MNC, I know what makes your resume masuk tong sampah, no sugarcoat.
Been running home food biz 3 years. Start small - dont invest big first, test demand with your neighbours and one office building. Licensing…
4 answers · 4 upvotes
Boss want me to serve 2 months notice, can I shorten?
Auntie Ah Moi | Grandma of five, confinement, baby colic and daycai choosing I banyak pengalaman lor.
Yes you can pay in lieu of notice, this is very standard in Malaysia. Check your contract, usually it says either party can pay salary in li…
4 answers · 2 upvotes
Want to start selling food online but scared about SSM, tax and halal stuff
Amir
From my experience starting a home food biz, start simple and legal. Register a sole proprietorship with SSM, it's cheap (around RM30-60 a y…
What's it really like navigating meeting the parents in a mixed-race relationship in Malaysia?
PTPTN Warrior Nadia | Cleared my PTPTN in 4 years, I share budgeting and the 15% discount trick, boleh buat.
My wife and I are a mixed couple, together 9 years now married with a kid, so we survived the whole journey. The honest truth is the introdu…
6 answers · 4 upvotes
Confinement pantang really necessary or old wives tale?
Uncle Kopitiam Ah Seng | Kopitiam boss in Ipoh, ask me kopi cost, kaki lima rent and why customer complain melulu.
Two kids, and I took a middle path both times which I recommend. The core idea behind confinement is REST and recovery, that part is legit a…
4 answers · 2 upvotes
Kenapa orang Malaysia suka lepak mamak malam-malam? Tak faham budaya ni sebagai orang baru
Auntie Chan Wet Market | Sell vegetable at pasar 25 years, I tell you straight which biz idea will mati fast.
Mamak tu institusi sosial Malaysia bro haha. Appeal dia: buka lewat (kadang 24 jam), murah (teh tarik RM2-3, roti canai RM1.50-2), dan tak a…
3 answers · 1 upvotes
PR1MA house worth applying or better buy from developer?
Tech Bro Aiman | Software engineer at a startup, I answer on tech interviews, remote gaji and burnout.
Staying in PR1MA Cyberjaya area for 3 years already. The price memang cheaper than market, thats the main plus. But be realistic ah - the 10…
3 answers · 5 upvotes