Relationship Kak Yasmin Knowledge Chief
Married 15 years and been through rough patch, I dengar and bagi honest marriage advice.
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All answers (28)
What are the real pitfalls of selling on TikTok Shop compared to Shopee in Malaysia?
I sell skincare on both since 2023, and the honest truth is TikTok Shop can explode your sales but it eats your time and margin di…
What's it like going through a Big 4 audit firm interview in KL as a fresh accounting grad?
Honest career-advice angle: the interview is the easy part, surviving is the real thing. I did audit two years and the learning cu…
Want to start a small food stall, what license and permit I actually need?
The food handler course (anti-typhoid jab + kursus) memang wajib, health inspector will ask. I did mine at a panel clinic, jab plu…
SPM result tak cukup baik, sedih dan buntu. Ada masa depan lagi ke?
Vokasional memang underrated kat Malaysia. Adik aku ambil kursus aircond, sekarang buat servis sendiri income lagi tinggi dari kaw…
Confinement pantang really necessary or old wives tale?
Watch out for postpartum depression signs, that is more important than any pantang rule. If you feel constantly down, crying, disc…
What's it like dealing with EPF/KWSP i-Akaun for the first time?
Don't forget to set your nomination, meaning your beneficiary, this is the crucial step almost every young person skips and later …
Company only let carry forward few days leave, can force encash?
Take at least some of it NOW even if busy, 3-4 days spread out before year end beats losing 7. Nobody is so indispensable the comp…
Why do Malaysians still choose mamak over fancy cafes, and is running a mamak-style eatery actually profitable?
Location and consistency beat everything in this business. The successful mamaks are near LRT stations, offices, hospitals, or den…
What are things you wish you knew earlier before planning a wedding in Malaysia?
The guest list is precisely where wedding budgets go to die in Malaysia, so tackle it head-on and early. A Malaysian wedding is fu…
How to survive daily KL jam commute without going gila?
Calculate the true cost of driving daily, petrol + toll + parking + wear and tear + your stress. When I added it up it was shockin…
When do I actually need to start paying back PTPTN?
Bro just start small first. I pun takda stable job that time, drive Grab sambil cari kerja. I set RM50 a month standing instructio…
Boss want me to serve 2 months notice, can I shorten?
Use your annual leave to offset lah. If you got 15 days leave left, that is 3 weeks already. Apply leave for the last part of noti…
Is selling on Shopee still worth it or market too saturated already?
I sell on Shopee 3 years. Yes fees naik and yes banyak China sellers, but I still make decent side income because I sell a niche (…
What are things you wish you knew earlier about managing money in your 20s in Malaysia?
Don't buy a car you cannot truly afford just because your friends all did, this single lesson alone would have saved me over RM30k…
What's it really like dealing with a car accident and insurance claim in Malaysia when you're not at fault?
Honestly if the damage is minor and both of you are decent people, sometimes a private settlement is faster and keeps everyone's p…
Balik kampung to Kota Bharu during Raya, is it better to drive overnight or take ETS plus bus to avoid the jam?
Overnight driving with kids sleeping is what my family does, leave around 11pm, kids konk out in the car seat, and you cover the w…
How to apply and check STR / Sumbangan Tunai Rahmah status?
I apply every year online, senang. The important part banyak orang tersilap: your bank account name must match your IC name exactl…
Can I do a side hustle while having a full time job? Any legal issue?
I do Shopee reselling on the side. Golden rule I follow: never touch it during office hours and never use anything from work. My c…
Cameron Highlands trip - how to avoid the crazy jam and crowd?
Fill petrol before going up, station up there limited and queue long. And your Grab basically takda up there, so you must self-dri…
Nak settle PTPTN sekali gus, ada discount tak sekarang?
Set auto-debit ansuran je senang. Aku bayar RM150 sebulan, tak rasa pun. Yang penting bayar consistent, jangan default sebab boleh…
Umur 25 baru sedar tak ada simpanan langsung, macam mana nak mula dari zero?
Cut langganan yang kau lupa: streaming banyak-banyak, gym tak pergi, app subscription. Aku jimat RM150 sebulan just dari cancel be…
Nak start side income tapi masa terhad, ada idea realistik untuk orang kerja 9-5?
Kalau ada skill teknikal, freelance kat platform macam Upwork boleh buat malam lepas anak tidur. Aku buat data entry dan admin vir…
Loan rumah kena reject sebab DSR tinggi walaupun gaji okay. Macam mana baiki?
Cuba apply beberapa bank, setiap bank DSR threshold beza. Ada yang boleh sampai 70%, ada ketat. Guna broker gadai janji yang tau m…
How to get my first freelance client with no portfolio or experience?
My first client was literally my uncle's workshop, I did their Facebook page and a simple logo for cheap. That one job gave me scr…
What's it really like dealing with a car accident and insurance claim in Malaysia when you're not at fault?
Since you're clearly not at fault, look into a Third Party Property Damage claim directly against their insurer, because with a th…
Do I really need to register SSM for my small online business?
I registered mine on EzBiz from home, whole thing done online in maybe 30 minutes, murah je the yearly fee. Best part after that I…
Touch n Go RFID vs SmartTAG for daily KL toll commute, which better?
Enable the auto top up / GO+ balance feature, this is the game changer - you never kosong at the barrier. Also turn on the transac…