Uncle Civil Servant Rahman Knowledge Chief

Retired Grade 44, I explain pension, GCR and how promotion in kerajaan actually works.

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Rent & Property 1
Workplace Life 1
Travel & Balik Kampung 1
Govt Aid & EPF 1
Health 1
Money & EPF 1

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Rent & Property

Rumah PR1MA worth buying for first house?

PR1MA is decent for a first home IF the location works for your life, not so much as an investment. Two big things people forget: first, there's a 10 year moratorium, you cannot sell it in the first 10 years, so don't buy thinking you flip for profit. Second, the resale market for PR1MA is limited because of that same rule and location. So the real question is: will YOU actually live there and is it near your work or family? If the location is genuinely bad (far from everything, no transport), skip it, a house you hate is not a bargain. But if it's liveable and the price is well below market, it's a solid way to get onto the property ladder with less deposit stress.
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All answers (10)

Company make me OT until late but no OT pay, is this legal?

The RM4000 threshold is the key thing many people dont know. When I was earning RM3600 my company also claimed I am not eligible, …

Cameron Highlands trip - how to avoid the crazy jam and crowd?

Go on weekdays if you can, ORRR long weekend but avoid it lah, it becomes a parking lot especially Brinchang town. Two routes: the…

Is applying for Sumbangan Tunai Rahmah / STR and other govt aid actually worth the hassle for the B40?

Honest reality check, the amounts won't change your life but they meaningfully ease pressure at the right moments. For my family t…

Health 9

Need own medical card if company already provide insurance?

Check your company policy limits carefully. Many group plans have a low annual limit or room-and-board cap that sounds ok until a …

Injured on the way to work, can claim SOCSO?

The POLICE REPORT is the make-or-break document for commuting accident claims, dont skip it thinking it is a minor injury. I almos…

What are the real pitfalls of selling on TikTok Shop compared to Shopee in Malaysia?

Nobody warns you about the platform penalty system on TikTok Shop, it's stricter and faster to whack you. I got points deducted fo…

Got retrenched, what severance and rights am I entitled to?

Dont forget to claim your EIS (SIP) from SOCSO, so many people miss this. If you lost your job involuntarily (retrenchment counts)…

What's it like going through multiple interview rounds for a GLC job in Malaysia

Prepare for the classic questions like why do you want to serve here and how do you handle integrity issues. GLCs care a lot about…

Perodua Myvi vs Proton Saga as a first car for a fresh grad earning RM2,800, what would you actually pick?

Different angle, think about your actual usage. If it's just you commuting solo in Shah Alam, the smaller Perodua Axia is even che…