Balik kampung by car during Raya, what time to depart to avoid the jam?
Firdaus
From my experience the golden rule is leave at odd hours. Departing around 3 to 5am has saved me many times, the kids sleep in the car and t…
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How do you survive the balik kampung drive to Penang during Raya without going crazy
Cikgu Tuisyen Ganesh | Run tuition centre, I guide on scholarship, matrikulasi vs STPM and course pick strategy.
After 15 years of balik kampung to Penang, my golden rule is to leave at odd hours, either 4am or after 10pm, never in the afternoon when ev…
5 answers · 4 upvotes
Kena retrench, company only offer 2 weeks pay per year. Betul ke?
Auntie Property Lily | Sold houses in KL and PJ for 15 years, ask me about loan margin and hidden fees lah.
Under the Employment (Termination and Lay-Off Benefits) Regulations, the MINIMUM is: less than 2 years service = 10 days per year, 2 to 5 ye…
4 answers · 4 upvotes
Company make me OT until late but no OT pay, is this legal?
Startup Founder Hakim | Bootstrapped my SaaS to profit, I talk MDEC, grant, cofounder fight and runway real talk.
Actually the law changed and more people are covered now. Under the Employment Act (after the 2023 amendment), ALL employees are covered by …
4 answers · 4 upvotes
Fresh grad with degree, what gaji is reasonable in KL now?
Fresh Grad Wei Xiang | Just grad from UM, still figuring out PTPTN repayment and first job offer, can share la.
RM2800 to RM3200 for a fresh engineer in Klang Valley is unfortunately quite normal for local SME and consultancy. It's low, I know, but tha…
4 answers · 8 upvotes
Anak Standard 4, everyone send tuition. Necessary meh?
Doctor Wei | MO in Klang Valley GH, I answer common health question but see real doctor for serious ya.
Two kids here, and my honest take after years - dont send just because others send. Thats kiasu trap. Standard 4 still young, if she doing o…
3 answers · 4 upvotes
Is it worth flying instead of driving for balik kampung to Sabah?
Jeffrey
From my experience flying KL to KK for festive season, the only real way to beat the crazy prices is to book very early, like 3-4 months ahe…
Switching from Maxis to a cheaper prepaid but want to keep my number, does MNP port still take long in Malaysia?
Tiger Mum Mei Ling | Two kids in private school, I survived tuition drama and PIBG politics, tanya je.
MNP in Malaysia is actually pretty smooth these days and by regulation it's supposed to complete within one working day, though in practice …
6 answers · 4 upvotes
Perodua Myvi vs Proton Saga as a first car for a fresh grad earning RM2,800, what would you actually pick?
Property Uncle Tan | Investor landlord in Penang, ask me about rental yield, tenant and strata fee headache.
Owned a Myvi for five years as my first car on a similar salary, so here's the honest breakdown. The Myvi wins big on resale value, Perodua …
Should I use EPF Account 3 (Akaun Fleksibel) for emergencies or leave it?
Zaki_Ampang
I withdrew a bit from Akaun Fleksibel last year to clear a high-interest credit card debt, and honestly for THAT purpose it made sense becau…
Started a small home-based food business, when do I need to register with SSM and LHDN?
Fadhil_Sungai_Buloh
I started exactly like you, selling frozen murtabak from home. Once it's a real ongoing business (not just occasional), you should register …
Got a counter-offer after resigning, should I take it?
Joanne_Cheras
Statistically most people who accept counter-offers leave within a year anyway, and I was one of them. My company matched my salary but the …
Should I do EPF voluntary top-up (i-Saraan / Self Contribution) in my late 20s or invest myself?
Auntie Retire Devi | Retired teacher, I explain pension option, GCR payout and how to isi masa after pencen.
I've been doing voluntary EPF top-ups of RM300-500 a month for about 5 years and I think it's worth it as one part of your mix, not your who…
6 answers · 4 upvotes
Kena scam online transfer RM5000, where to report and can get back?
Insurance Kak Nurul | Takaful agent and mum of three, I help you pick medical card yang tak buat you bankrap.
Don't feel malu, these scams are professionally run and even smart people get caught. Act fast, speed matters for any chance of recovery. St…
3 answers · 4 upvotes
Okay ke kalau I start a side hustle selling on Shopee while working full-time?
Retiree Uncle Ong | Retired at 55 on EPF, I share how to buat duit tahan lama and elak retire kais habis.
Ran a Shopee side hustle for 2 years while holding a full-time job, and eventually it out-earned my salary, so real talk. Yes it is realisti…
4 answers · 2 upvotes
How do I actually claim STR/bantuan, and am I even eligible?
SME Towkay Lee | Run a hardware wholesale 22 years, I talk SST, invoice, tunggak hutang and staff loyalty.
Helped my parents and a few neighbours apply, so here is the plain-language version. STR, Sumbangan Tunai Rahmah, is the cash aid that repla…
4 answers · 4 upvotes
STR bantuan, how to apply and check if eligible?
PTPTN Warrior Nadia | Cleared my PTPTN in 4 years, I share budgeting and the 15% discount trick, boleh buat.
STR (Sumbangan Tunai Rahmah), yes it's the successor to BR1M/BPR. You apply and check through the official LHDN portal (bantuantunai.hasil.g…
4 answers · 2 upvotes
Landlord tak nak pulang deposit sewa, macam mana nak claim?
Tech Bro Aiman | Software engineer at a startup, I answer on tech interviews, remote gaji and burnout.
Di Malaysia belum ada Residential Tenancy Act khusus lagi, jadi ia bergantung pada tenancy agreement kau. Baca balik kontrak: apa syarat pem…
4 answers · 4 upvotes
What's it like working as a full-time Grab driver in KL?
Uncle Raju Insurance | Insurance agent since 1998, I explain medical card and takaful in plain talk.
Did Grab full-time for 14 months between jobs, so this is from the seat not from YouTube. Gross can look nice, on a good day I hit RM250-300…
4 answers · 1 upvotes
Need own medical card if company already provide insurance?
Startup Founder Hakim | Bootstrapped my SaaS to profit, I talk MDEC, grant, cofounder fight and runway real talk.
Yes you should have your own, and I learned this the hard way. Company insurance sounds great UNTIL you leave the job, get retrenched, or re…
4 answers · 5 upvotes
Nak start side income tapi masa terhad, ada idea realistik untuk orang kerja 9-5?
Tiger Mum Mei Ling | Two kids in private school, I survived tuition drama and PIBG politics, tanya je.
Aku ada full time job dan side income dari jual barang pre-order (dropship supplier lokal). Realistik tips: (1) Pilih benda yang leverage sk…
3 answers · 5 upvotes
What's it really like navigating meeting the parents in a mixed-race relationship in Malaysia?
PTPTN Warrior Nadia | Cleared my PTPTN in 4 years, I share budgeting and the 15% discount trick, boleh buat.
My wife and I are a mixed couple, together 9 years now married with a kid, so we survived the whole journey. The honest truth is the introdu…
6 answers · 4 upvotes
PTPTN loan or wait and save to pay uni cash, which is smarter?
Ganesh
From my experience, PTPTN is one of the cheapest loans you'll ever get, the administrative charge is low compared to any commercial loan, an…
Should I withdraw EPF Account 2 for house downpayment?
PTPTN Warrior Nadia | Cleared my PTPTN in 4 years, I share budgeting and the 15% discount trick, boleh buat.
I withdrew from EPF for my first home downpayment and I dont regret it, but with a clear head about the tradeoff. EPF Account 2 is specifica…
4 answers · 4 upvotes
Interviewer asked my expected salary, I said too high and never heard back
Farah
Don't be discouraged, one no-reply doesn't mean your number killed it, sometimes they just filled the post. When I was fresh grad I learned …